Stable US Address for Receiving Your ITIN Letter

May 16, 2026
IT
ITINSERVICESTax & ITIN Experts

How to set up a Stable US virtual address to receive your IRS ITIN letter — free for the first 2–3 months, plus the billing traps to avoid.

A client in Dubai once asked us a simple question: "The IRS wants to mail my ITIN letter somewhere — do I really have to wait two months for it to reach the Middle East?" The honest answer is no. A US mailing address gets your CP565 (ITIN assignment) letter to you roughly a month faster than an international address. Stable is one of the quickest services to set up for exactly this purpose, and if you're careful, you can use it without paying anything.

Here's the short version before the details:

  1. Free for 2–3 months. Receiving an ITIN letter only takes 2–3 months end to end. Stable's intro period covers almost exactly that window — use it and leave.
  2. After that, ~$10/month is negotiable. If your usage is tiny, you can email them and ask to be moved to a $10/month plan (see below).
  3. Watch the billing. The default plan is annual and bills several hundred dollars at once, plus a ~$59 verification hold on first signup. Always use a virtual card with a spending limit, and manually switch to monthly at checkout.

What this service actually does

Stable gives you a real US street address that receives your official IRS mail. When your ITIN letter arrives, they scan it and notify you. You read your assigned number from the scan — you never have to wait for international forwarding unless you want the physical original.

Why a US address matters

The IRS mails domestic addresses noticeably faster than international ones — in our experience, about a month faster. Among US states, a Texas address tends to be the fastest, with Canada being the next-best option for people outside the US. If you're applying for an ITIN from abroad, a US receiving address is genuinely worth setting up — especially when the first few months are free.

How to register

  1. Open the signup link and click Activate deal.

> Stripe Atlas partner link: https://www.usestable.com/partners/stripe-atlas-partner

Stable Activate deal screen with Stripe Atlas partner offer
Stable Activate deal screen with Stripe Atlas partner offer
  1. Enter your name and email.
Stable create-account form with the stripeatlaspartner promo code prefilled
Stable create-account form with the stripeatlaspartner promo code prefilled
  1. Choose your plan. ⚠️ Select "Monthly". Do not pick quarterly, and never pick annual — annual is the default, and if you don't change it you'll be charged several hundred dollars. Before you submit, read exactly how much you're being charged this time.
  2. Submit your ID for identity verification. This usually clears in about 1 day, and the whole signup takes roughly 5 minutes.
  3. Once verified, send us your assigned Stable address and the IRS can mail to it.

Saving money: getting to $10/month

Email customer support at priority@usestable.com and explain that your usage is very low — you only occasionally receive an ITIN letter — and ask to be moved to the $10/month plan. Support often replies with an AI auto-response first; reply again and clearly state that you need a human reply, and a real person will set it up for you.

After the letter arrives

  • Stable scans the letter to you.
  • If a scan is unclear, ask them to re-photograph it.
  • They can forward the physical original to your country (e.g., Dubai). ⚠️ International postage is expensive — expect roughly $40–$50+ per forward.

Common mistakes to avoid

  • Register with a virtual card that has its own spending limit. When you're done, freeze or disable it so they can't charge you — far less stressful than disputing a charge later (they tend to argue "service was delivered" and disputes often fail).
  • Manually switch to monthly and confirm the displayed amount is the monthly fee, not the annual total.
  • Screenshot the actual charge amount and billing cycle before paying.
  • Calculate your free window and set a reminder to cancel before it auto-renews.
  • If you're hit with the ~$59 verification hold, email and request a refund with evidence.

In one sentence

Stable is fast to set up and free for 2–3 months — enough to receive your ITIN letter. Use a virtual card with a limit, choose monthly, take what you need, and leave before you're billed.

Need help getting your ITIN itself? As an IRS-authorized Certified Acceptance Agent (CAA), we can verify your passport remotely so you never mail your original documents. Start your ITIN application.